Congratulations, you are ready to apply for financing on your next vehicle!  Thank you for choosing Quality Car Sales.  We have credit specialists who can help you get the Best Rate with the Most Convienient Term at the finance company of your choice!  Following is what happens in the loan process and what you might or will need to bring with you to our store:

Step 1.     We will need you to either fill out our online credit application CLICK HERE or 
                come into our store and we can fill out the form together.  It will only take about 10
                minutes to complete the application.  You will need to know things like (your full
                name, address, employer information, monthly income, mortgage or rent payment,
                your down payment if you have one etc...)


Step 2.     You can sit back and relax.  Our credit team will shop our 10 different lenders
                available, getting you the best rate, the most convienent term, on the exact vehicle
                you want, OR just get you pre-approved for a limit if you are not sure the vehicle
                you want at this point.  One of our credit specialists will call or email you back
                usually within the same day (sometimes within an hour!) with the lenders decision.

Step 3.     Once the approval is granted, we will need to collect a few pieces of information 
                for the lender.  The most common things we will need are: 

                1.     A recent pay-stub from your work proving your income.  It is best if it is within
                        the last 30 days.

                2.     A copy of your valid drivers license.

                3.     A fax from your insurance company showing "proof of coverage" on the
                        vehicle you are purchasing.

                4.     A void cheque or a pre-authorized payment form (for the bank to use to take
                        out the payments).

                5.     Your down-payment (we accept debit card, direct deposit, certified cheque, 
                        bank draft or a money order).  Please make cheques payable to "Quality Car
                        Sales Inc".

            You can fax us the documents ahead of time at 519-895-1410 or email us at 
            sales@qualitycarsales.com 

            Thank you for visiting us online and we hope to see you soon!